Multiple HMO/indemnity plan supplement design: a managed care strategy for employers with high HMO enrollment.

TL;DRAbstract

This article outlines a health care benefits strategy that combines features of the multiple HMO choice approach and the point-of-service approach. Although this plan design may not be appropriate for all employers, it may provide the greatest long-term cost savings for employers with high HMO enrollment, according to the author.

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